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Grady & Associates
Thank you for visiting our website. As
you probably know, Grady & Associates Insurance Services was founded to meet
the needs to today's employer. G & A helps you to market your insurance
programs and intercedes to investigate and solve your ongoing insurance issues,
but more importantly, Grady & Associates Insurance Services maintains the
expertise and tained staff to help design and manage all aspects of a
comprehensive benefit strategy.
It provides you with the informational resources to stay up-to-date with
industry developments. Grady & Associates Insurance Services helps you to
design employee communications and educational tools that assist employees with
the self-management of program reimbursements. Grady & Associates Insurance
Services provides you with the industry knowledge to combine both group and
individual voluntary products into a coordinated benefits package. And, Grady &
Associates Insurance Services can show you new ways to implement key employee
programs and provide individual investment direction and advice.
Many of the new high deductible medical programs, combined with Flexible
Spending (FSA) and Health Reimbursement Accounts(HRA), provide smaller
employers with the capability for partially self-funding their medical
benefits. The new Consumer-Directed Health Plan (CDHP) models allow for
re-structuring of employee utilization incentives. Internet-based web tools
help to transfer accountability for benefit utilization back to the employee.
All of these developments require an industry expertise that is beyond the
capabilities of most brokers. Grady & Associates was founded to provide
employers with the requisite expertise to take advantage of these alternatives.
Grady & Associates is uniquely positioned to develop an overall benefits
strategy that is customized to the needs of the individual employer.
Long-Term Commitment
It is our goal to develop long-term "partnerships" with our clients. We can
tailor our services to work within the budgets of most smaller and larger
employers. We will work under commission or fee-based arrangements, or a
combination of the two. In many cases, our consultative services can be offset
by commission-based voluntary product offerings. All of our arrangements are
designed to the needs of the client. We fully disclose all of our fees, and
will even bid individual projects on a per-hour or per-project basis. Full
disclosure…fee arrangements designed to meet the needs of the client....a
partnership mentality that resolves issues as they arise….unparalleled industry
expertise….and direct accountability for the successful management of client
programs - Grady & Associates is committed to providing its "partners" with the
very best in employee benefits brokerage/consultative services.
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John Grady, President of Grady & Associates, has over thirty years of insurance industry experience. Mr. Grady directs all agency activities and is personally involved with the development of customized benefit programs for agency clients. He has an extensive background in the design and delivery of benefits programs for national carriers, third party administrators, HMOs and multi-state employers.
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